FinTelA true story from a FinTel client
Their cash runway dropped from 2.8 months to 1.9 months — and no one knew.
By the time the monthly report arrived, the damage was already done. FinTel caught it in Week 1.
Available exclusively through CPA and fractional CFO advisory partners.
Retail · Caught in Week 1
Inventory double-order. Cash runway in freefall. No one knew.
A retail business owner was running a tight but healthy operation. Cash runway sat at 2.8 months — enough buffer to sleep at night. The monthly report from their CPA was due in three weeks.
What the owner didn't know: an inventory control employee had just placed a double order. Twice the normal inventory. The transaction had cleared the bank. The cash was gone.
Under normal reporting, this wouldn't surface until the monthly close — by which point the runway had already dropped to 1.9 months. At that level, a single unexpected expense could have triggered a cash crisis before the quarterly report even arrived.
The moment it happened
Double inventory order clears the bank. Cash runway: 2.8 → 1.9 months.
Under normal reporting
This surfaces at month-end — 3 to 4 weeks later. By then, the position may be unrecoverable.
What FinTel did
Flagged the anomaly in Week 1. The owner was notified. The order was corrected before the cash shortage became a crisis.
Monthly reporting is not designed to catch problems in real time. It's designed to document what already happened. By the time a report arrives, the transactions in it are 30 to 60 days old.
FinTel gives your advisory team continuous visibility — not a snapshot from last month. Problems that are caught in Week 1 are correctable. Problems caught at month-end are often already compounded.
"There was a time when checking your balance weekly was considered normal. Then online banking arrived — and real-time visibility became the expectation overnight. FinTel is the same shift, applied to financial reporting."
How to get FinTel
Call your CPA or fractional CFO and ask: "Do you offer FinTel continuous reporting?"
If they don't offer it yet, ask them to inquire about becoming a FinTel advisory partner.
Or fill out the form below and we'll connect you with a partner firm.
Take the next step
Ask your CPA about FinTel — or let us make the introduction.
Fill out the form and a FinTel team member will reach out within one business day. If your CPA isn't a partner yet, we'll help facilitate the conversation.
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Available through CPA & CFO partners
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