Case Studies
Real cases.
Real outcomes.
The following cases are drawn from actual Finteligence client engagements. Details have been anonymized to protect client confidentiality. The findings, amounts, and outcomes are accurate.
Cash Flow Monitoring
Multi-Location Retail
Cash runway dropped below 30 days
Outcome
Full cash recovery in 72 hours
Merchandise returned before delivery. Business survived.
A post-holiday duplicate inventory order cleared through auto-pay before anyone looked — and nearly ended the business.
The CEO knew his numbers. He knew his seasonal patterns. A duplicate post-holiday inventory order cleared through auto-pay before anyone reviewed the statement. Finteligence flagged the anomaly — an inventory purchase double the historical pattern, combined with a sharp cash runway decline. The client was notified. Within 72 hours, the duplicate order was identified, the vendor was called, and the cash was fully recovered.
"By the time we caught it through normal reporting, we'd have been out of operating cash."
Fraud Detection
Custom Home Builder
$68,000 over 4 years — 7 times before he was caught
Outcome
$68,000 scheme exposed
7 incidents over 4 years. Designed to resolve before every monthly close.
The foreman was taking job payments as two checks — one to the company, one to cash — and depositing the second right before the reporting cycle closed.
Project payments arrived as two checks. The first was deposited normally. The second was cashed and held for several weeks before being deposited just before the monthly reporting cycle closed. Every close showed the deposit eventually arriving. The scheme was designed to be invisible to periodic review. Finteligence flagged the split-payment pattern and the eleven-day gap between deposits. The foreman confessed.
"He'd done it seven times. Every monthly close looked clean."
SpendGuard
Roofing & Construction
$11,000 per month recovered through pricing analysis
Outcome
$132,000 annualized savings
Three vendor conversations. No relationship changes required.
A routine SpendGuard review found the same roofing materials available from an alternate supplier at significantly lower cost.
SpendGuard compares what a business is actually paying against available pricing at local and national suppliers. For this roofing contractor, the same materials purchased from their usual supplier were available elsewhere for significantly less. SpendGuard surfaced the gap. Three vendor conversations later, the contractor had recovered $11,000 per month — $132,000 annualized — without changing a single vendor relationship.
"We didn't even know we were overpaying. We'd been using the same supplier for years."
Receipt-Level Analysis
Kitchen Remodeling
A vacuum, toilet paper, and a Monster energy drink
Outcome
$500 vacuum recovered, still in the box
Flagged on a job materials receipt. Returned for full refund.
The receipt was within the expected range for the job. Nobody was going to read it. SpendGuard did.
An employee sent to Lowe's for tile, counters, and cabinets added a $500 brand-name vacuum, toilet paper, and a Monster energy drink to the transaction. The total fell within the expected range for the job. SpendGuard flagged the three out-of-category items. The CEO investigated. The vacuum was still in the box, unopened. He returned it and received a full refund.
"The amount was within range. We never would have looked at that receipt."
What This Means for Your Clients
Every one of these cases was invisible to monthly reporting.
The fraud resolved before the close. The cash crisis hadn't appeared in the report yet. The pricing gap was too slow to trigger a threshold. The receipt was within range. Finteligence is the monitoring layer that covers the blind spot between closes — delivered through your existing advisory relationship.